Introducing Free Same-Day Withdrawals | Wealthfront

Disclosure

Please bear in mind, Money Account deposits are held for a interval of 2-4 enterprise days earlier than turning into out there for switch. Wealthfront doesn’t cost for transfers, however receiving establishments might impose an RTP price. Each day switch limits and third-party individuals, together with Wells Fargo and the RTP® Community might restrict RTP processing occasions.

We’ve partnered with Inexperienced Dot Financial institution. The checking options provided in your Wealthfront Money account are offered by and the Wealthfront Visa® Debit Card is issued by Inexperienced Dot Financial institution, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa Worldwide Service Affiliation. Checking options for the Money Account are topic to identification verification by Inexperienced Dot Financial institution and the Wealthfront Visa® Debit Card is elective and should be requested. Wealthfront services usually are not offered by Inexperienced Dot Financial institution. Inexperienced Dot Financial institution operates beneath the next registered commerce names: GO2bank, GoBank and Bonneville Financial institution. All of those registered commerce names are utilized by, and consult with, a single FDIC-insured financial institution, Inexperienced Dot Financial institution. Deposits beneath any of those commerce names are deposits with Inexperienced Dot Financial institution and are aggregated for deposit insurance coverage protection.

Price-free ATM entry applies to in-network ATMs solely. For out-of-network ATMs and financial institution tellers a $2.50 price will apply, plus any extra price that the proprietor or financial institution might cost. Charges and Eligibility necessities might apply to sure checking options, please see the Deposit Account Settlement for particulars. Copyright 2023 Inexperienced Dot Company. All rights reserved.

Apple Pay, Face ID and Contact ID are emblems of Apple Inc. Google Pay is a trademark of Google LLC.

Money Account is obtainable by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its associates are a financial institution, and Money Account just isn’t a checking or financial savings account. We convey funds to associate banks who settle for and keep deposits, present the rate of interest, and supply FDIC insurance coverage. Funding administration and advisory providers–which aren’t FDIC insured–are offered by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered funding adviser, and monetary planning instruments are offered by Wealthfront Software program LLC (“Wealthfront”).

The money stability within the Money Account is swept to a number of banks (the “program banks”) the place it earns a variable fee of curiosity and is eligible for FDIC insurance coverage. FDIC insurance coverage just isn’t offered till the funds arrive on the program banks. FDIC insurance coverage protection is restricted to $250,000 per certified buyer per banking establishment. Wealthfront makes use of a couple of program financial institution to make sure FDIC protection of as much as $8 million to your money deposits. For extra info on FDIC insurance coverage protection, please go to www.FDIC.gov. Prospects are chargeable for monitoring their complete belongings at every of this system banks to find out the extent of obtainable FDIC insurance coverage protection in accordance with FDIC guidelines. The deposits at program banks usually are not coated by SIPC.

The Annual Proportion Yield (APY) for the Money Account is as of November 3, 2023 and should change at any time, earlier than or after the Money Account is opened. The APY for the Wealthfront Money Account represents the weighted common of the APY on the combination deposit balances of all purchasers on the program banks. Deposit balances usually are not allotted equally among the many collaborating program banks.

The data contained on this communication is offered for basic informational functions solely, and shouldn’t be construed as funding or tax recommendation. Nothing on this communication needs to be construed as tax recommendation, a solicitation or supply, or suggestion, to purchase or promote any safety. Any hyperlinks offered to different server websites are provided as a matter of comfort and usually are not supposed to suggest that Wealthfront Advisers, Wealthfront Brokerage or any affiliate endorses, sponsors, promotes and/or is affiliated with the homeowners of or individuals in these websites, or endorses any info contained on these websites, until expressly said in any other case.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Company.

Copyright 2024 Wealthfront Company. All rights reserved.